Appendix 2: OTP Message Templates

This section provides examples of the message templates for OTP SMS.

OTP SMS

If you are customising the text, Thredd recommend you keep your message brief. Otherwise, the message is split into multiple parts, which are sent separately.

Default Template (Full)

The template can contain OTP, Card Number (last 4 digits), Currency, Amount and Merchant Name:

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English:{{OTP}} is the One Time Passcode required for completing a purchase of {{CUR}} {{Amount}} at {{MerchantName}} 
with the last four digits of your card ending in {{CardNumber}}. 
Please use the One Time Passcode to complete the transaction.

The {{CardNumber}} is the last 4 digits of the card number.

Shortened Template

The template can only contain the OTP and card number:

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{{OTP}} is the 3DS OTP from card ending by {{CardNumber}}. 
Please use the OTP to complete the transaction.

Please confirm your payment of {{Currency}} {{Amount} to {Merchant Name} using the code {{OTP}}            
                                            