26 Using the Merchant Simulator

The Merchant Simulator menu on the Apata Portal Dashboard enables you to run simulated 3D Secure transactions. You can use simulated transactions to test the outcome of your cardholder authentication rules when applied to different types of card usage scenarios.

This option will only be visible if enabled for your organisation. For details, please check with your 3D Secure project manager.

26.1 Running a Simulated Transaction

1. To run a simulated transaction, select Merchant Simulator from the left-hand menu.



Figure 28: Merchant Simulator screen

2. Enter the details of the 3D Secure transaction you want to simulate. See Transaction Simulation Fields.

3. Scroll down to the bottom of the page and click Submit Test Transaction.

26.1.1 Transaction Simulation Fields

Refer to the table below for details of transaction simulation fields.

Field	Description
Test Cards	Ignore this field. it is not relevant to Thredd programmes.
PAN	Enter the full Primary Account Number (PAN) of the card you want to test.
Merchant	Enter details of the merchant requesting cardholder authentication: Merchant name, Merchant ID and Merchant Country.
Amount	Enter the Amount and Currency of the transaction.
Protocol Version	Select the 3D Secure protocol version (e.g., 2.1.0 or 2.2.0). For more information, see Support for 3D Secure Versions.
Challenge Preference	Select the required challenge method from the drop-down:
Device	Select the device type used for the 3D secure session. Options are: Browser or App.
Alias	Provide a name for your test transaction.

26.1.2 Viewing Simulated Transactions

You can use the Transactions menu to search for your simulated transactions.

This option will only be visible if enabled for your organisation. For details, please check with your 3D Secure project manager.

• To view simulated transactions, click the Transaction Simulation toggle button (at the top-right of the Transactions page).