Appendix 2: OTP Message Templates

This section provides examples of the message templates for OTP SMS.

OTP SMS

If you are customising the text, Thredd recommend you keep your message brief. Otherwise, the message is split into multiple parts, which are sent separately.

Full template

The template can contain OTP, Card Number, Currency, Amount and Merchant Name:

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English: @OTP is the 3DS OTP from card ending by @CardNumber with 
@MerchantName for @CUR @Amount. Please use the OTP to complete the 
transaction.]

The @Card number is the last 4 digits of the card number.

If merchant information is not present

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@OTP is the 3DS OTP from card ending by @CardNumber for @CUR @Amount. 
Please use the OTP to complete the transaction.

If transaction information is not present

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@OTP is the 3DS OTP from card ending by @CardNumber with @MerchantName. 
Please use the OTP to complete the transaction.

If both transaction and merchant information are not present

The template can only contain the OTP and card number:

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@OTP is the 3DS OTP from card ending by @CardNumber. Please use the OTP to 
complete the transaction.