Card Transaction System (CTS)

The Card Transaction System (CTS) enables you to test your system’s integration before you move into a production environment.

CTS allows you to submit card transactions and validate your External Host Interface (EHI) setup within a test (UAT) environment. A simple dashboard provides built-in standard test cases and a transaction history screen.

Figure: Example of the CTS Dashboard

CTS includes built-in tests to simulate the following types of transactions:

  • POS: A Point Of Sale transaction completed through a card terminal

  • ATM: A balance enquiry or cash withdrawal transaction made on an Automated Teller Machine (ATM)

  • MOTO: A Mail Order/Telephone Order (MOTO) transaction

  • E-Commerce: An online, e-commerce transaction

  • Refund: A refund transaction initiated by a cardholder or merchant

  • Reversal: An acquirer reversing a previous authorisation

  • STIP: Scheme Stand-in Processing (STIP) message for POS and E-commerce transactions

For more information, see the Card Transaction System (CTS) Guide.