Products & Services – UK and Europe
The table below provides high-level details of the products and services available in the UK and across Europe.
|
Product or Service |
UK |
Europe |
|---|---|---|
|
Card Issuing and Management |
||
|
Instant Issuance |
ü |
ü |
|
Prepaid and Debit |
ü |
ü |
|
Virtual cards (single/multi-use) |
ü | ü |
|
Ledger management |
ü | ü |
|
Digital Wallets |
ü | ü |
|
Consumer and commercial |
ü | ü |
|
Cardholder fee set-up and management |
ü | ü |
|
Card-level feature configuration throughout lifecycle |
ü | ü |
|
Payment Processing |
||
|
Prepaid, Debit and Credit |
ü | ü |
|
Visa and Mastercard |
ü | ü |
|
Closed-loop and open-loop programmes |
ü | ü |
|
Acceptance across all channels |
ü | ü |
|
Flexible Transaction Flow options |
ü | ü |
|
Stand-in Processing (STIP) |
ü | ü |
|
Transaction related card and cardholder checks (EMV, PIN, CVV2, velocity, etc.) |
ü | ü |
|
Customer Experience Enablers |
||
|
90+ card management APIs |
ü | ü |
|
Cardholder controls |
ü | ü |
|
SMS messaging |
ü | ü |
|
Interactive Voice Response (IVR) |
ü | ü |
|
Digital wallet support |
ü | ü |
|
Enabling a wide range of propositions and use cases |
ü | ü |
|
99.99% availability |
ü | ü |
|
Card Controls |
||
|
Collaborative authorisation |
ü | ü |
|
Real-time funding |
ü | ü |
|
Card freeze/unfreeze |
ü | ü |
|
Single use cards |
ü | ü |
|
Card blocks |
ü | ü |
|
Merchant category codes (MCC) |
ü | ü |
|
Merchant ID (MID) |
ü | ü |
|
Time |
ü | ü |
|
Geography |
ü | ü |
|
Risk Management and Fraud |
||
|
Cardholder Authentication (3D Secure) |
ü | ü |
|
Fraud Transaction Monitoring
|
ü | ü |
|
Dispute management and chargebacks |
ü | ü |
|
Payment Network support |
ü | ü |
|
Account Management |
||
|
Self–service portal |
ü | ü |
|
Dedicated account manager |
ü | ü |
|
Relationship and governance |
ü | ü |
|
Consultancy and growth |
ü | ü |
|
Ops24 monitoring |
ü | ü |
|
Named customer care partner |
ü |
ü |
|
Programme definition & Delivery |
||
|
Solution design |
ü | ü |
|
New program setup |
ü | ü |
|
Migration services |
ü | ü |
|
Sandbox |
ü | ü |
|
UAT |
ü | ü |
|
Process |
ü | ü |
|
Team structure |
ü | ü |
|
Partnership Network |
||
|
Global network of issuers/BIN sponsors |
ü | ü |
|
Card schemes |
ü | ü |
|
Wallet tokenisation |
ü | ü |
|
Risk services |
ü | ü |
|
48 card manufacturers |
ü | ü |