Reporting and Reconciliation

The Thredd platform provides a number of reporting and reconciliation options for receiving data on your card transactions:

External Host Interface (EHI)

A real-time transaction data feed: for Program Managers, the Thredd EHI provides both authorisation and financial messages.

Global XML Reports

Global XML Reports containing details of transactions and balances processed on the system during the past 24 hours for Visa and

Mastercard card schemes, as well as MNE (Mastercard Networks Exchange). You can receive the reports at the local time you require, regardless of your timezone. This ensures that the sending of the reports are not fixed to a specific UTC time as set by Thredd.

For Program Managers, these include the:

• Global Transaction XML Report: contains details of daily transactions; see the Global Transaction Reporting Guides.

• Global Balance XML Report: provides details of the balance on each card (EHI modes 2 and 3); see the Global Balance Reporting Guides.

Other Reports

For Issuers and Self-Issuers, Thredd provides two additional reports:

• Fee Collection Report: daily report which gives a summary of Scheme Fees by ICA and currency (currently Mastercard only)

• Visa Quarterly Operating Certificate (QOC) and Mastercard Quarterly Member Report (QMR): quarterly reports containing the information needed to fulfil your regulatory requirements.

For legacy Transaction and Balance XML reports, see the Transaction XML Reporting Guide and the Balance XML Reporting Guide.