4 File Format and File Versions
The table below lists the fields supported in each data format version and file format type of the card generation file.
| 
                                                         XMLTAG  | 
                                                    
                                                         V10  | 
                                                    
                                                         V11  | 
                                                    
                                                         V12  | 
                                                    
                                                         Included in Full File?  | 
                                                    
                                                         Null Values Allowed?  | 
                                                    
                                                         Included in Customer Cut-down File ? **  | 
                                                
|---|---|---|---|---|---|---|
| 
                                                         <CARDGEN>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         N/A  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         N/A  | 
                                                    
                                                         Yes  | 
                                                |
| 
                                                         <DATA_FORMAT_VERSION>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         No  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <FILEDATE>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         No  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <FILETIME>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         No  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <NO_OF_CARRIERS>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         No  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <NO_OF_CARDS>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         No  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <NO_OF_PRODUCTS>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         No  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <TXREF>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         No  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <ORDER_REF>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         N/A  | 
                                                    
                                                         Yes  | 
                                                |
| 
                                                         <PRODUCT_REF>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         No  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         N/A  | 
                                                    
                                                         Yes  | 
                                                |
| 
                                                         <REQUEST_TYPE>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         No  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <UID>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         No  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <CUST_ACCNO>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         No  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         N/A  | 
                                                    
                                                         Yes  | 
                                                |
| 
                                                         <TITLE>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <FNAME>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <SNAME>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <ADD1>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <ADD2>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <ADD3>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <ADD4>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <CITY>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <POSTCODE>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <MOBILE>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                    
                                                         No  | 
                                                
| 
                                                         <COUNTRY>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <BULK_ADD1>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <BULK_ADD2>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <BULK_ADD3>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <BULK_CITY>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <BULK_COUNTY>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <BULK_POSTCODE>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <BULK_COUNTRY>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <CARRIER_TYPE>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         No  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <CARRIER_LOGO_ID >  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <DELV_METHOD>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         No  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <DELV_CODE>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <FULFIL1>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <FULFIL2>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <LANG>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         N/A  | 
                                                    
                                                         Yes  | 
                                                |
| 
                                                         <TYPE>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         No  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <CURRENCY>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         No  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <TRACK1>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         No  | 
                                                    
                                                         No  | 
                                                
| 
                                                         <TRACK2>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         No  | 
                                                    
                                                         No  | 
                                                
| 
                                                         <TRACK3>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <EMBOSS_PAN>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         No  | 
                                                    
                                                         Yes***  | 
                                                
| 
                                                         <PASSCODE>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         No  | 
                                                    
                                                         No  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <EMBOSS_NAME>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <EMBOSS_START>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         No  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <EMBOSS_EXPIRY>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         No  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <EMBOSS_CVC2>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         No  | 
                                                    
                                                         No  | 
                                                
| 
                                                         <EMBOSS_LINE4>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <THERMAL_LINE1>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <THERMAL_LINE2>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <IMAGE_ID>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <LOGO_FRONT_ID>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <LOGO_BACK_ID>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <QRCODE>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                    
                                                         Yes  | 
                                                
| 
                                                         <PINBLOCK>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Optional  | 
                                                    
                                                         Yes  | 
                                                    
                                                         No  | 
                                                
| 
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Conditional *  | 
                                                    
                                                         N/A  | 
                                                    
                                                         No  | 
                                                |
| 
                                                         <TYPE>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Conditional *  | 
                                                    
                                                         Yes  | 
                                                    
                                                         No  | 
                                                
| 
                                                         <PAN>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Conditional *  | 
                                                    
                                                         Yes  | 
                                                    
                                                         No  | 
                                                
| 
                                                         <PAN_SEQ>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Conditional *  | 
                                                    
                                                         Yes  | 
                                                    
                                                         No  | 
                                                
| 
                                                         <NAME>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Conditional *  | 
                                                    
                                                         Yes  | 
                                                    
                                                         No  | 
                                                
| 
                                                         <START_DATE>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Conditional *  | 
                                                    
                                                         Yes  | 
                                                    
                                                         No  | 
                                                
| 
                                                         <EXPIRY_DATE>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Conditional *  | 
                                                    
                                                         Yes  | 
                                                    
                                                         No  | 
                                                
| 
                                                         <SERVICE_CODE>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Conditional *  | 
                                                    
                                                         Yes  | 
                                                    
                                                         No  | 
                                                
| 
                                                         <CHIP_TRACK_1>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Conditional *  | 
                                                    
                                                         Yes  | 
                                                    
                                                         No  | 
                                                
| 
                                                         <CHIP_TRACK_2>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Conditional *  | 
                                                    
                                                         Yes  | 
                                                    
                                                         No  | 
                                                
| 
                                                         <CHIP_TRACK_1_MSD_CL>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Conditional *  | 
                                                    
                                                         Yes  | 
                                                    
                                                         No  | 
                                                
| 
                                                         <CHIP_TRACK_2_MSD_CL>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Conditional *  | 
                                                    
                                                         Yes  | 
                                                    
                                                         No  | 
                                                
| 
                                                         <PINBLOCK>  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         
  | 
                                                    
                                                         Conditional *  | 
                                                    
                                                         Yes  | 
                                                    
                                                         No  | 
                                                
* Conditional - depends on the card type whether present. Will not be present for Magstripe only cards.
** Cut-down file - sent on request to the Program Manager, excludes fields containing cardholder sensitive data. This file may contain an additional <CUST_ACCNO > field.
*** The <EMBOSS_PAN> field is only included in the cut-down format with clear PAN. See File Formats.