3.4 Example Authorisations on Visa Cards
This page details examples of requests and responses for authorisations on Visa cards.
3.4.1 Authorisation Request
Below is an example of the HTTP POST body data for a Visa authorisation request.
-
The
MTIDvalue is 0100 and theTxn_Typeis A, indicating that this is an Authorisation Request. -
The transaction is for £20. This is indicated by the
Bill_Amthaving a value of 1.0000 and theBill_Ccybeing set to 826 (for Great British Pounds). -
The
SendingAttemptCountfield checks to show whether this is a duplicate request. This will be zero for a first attempt.
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<s:Envelope xmlns:s="http://schemas.xmlsoap.org/soap/envelope/">
<s:Body>
<GetTransaction xmlns="http://tempuri.org/">
<Acquirer_id_DE32>06323232</Acquirer_id_DE32>
<ActBal>500.0000</ActBal>
<Additional_Amt_DE54 />
<Amt_Tran_Fee_DE28 />
<Auth_Code_DE38>137716</Auth_Code_DE38>
<Avl_Bal>191.5000</Avl_Bal>
<Bill_Amt>-20.0000</Bill_Amt>
<Bill_Ccy>826</Bill_Ccy>
<BlkAmt>-308.5000</BlkAmt>
<Cust_Ref />
<FX_Pad>0.0000</FX_Pad>
<Fee_Fixed>10.0000</Fee_Fixed>
<Fee_Rate>0.0000</Fee_Rate>
<LoadSRC />
<LoadType />
<MCC_Code>8931</MCC_Code>
<MCC_Desc>Accounting/Bookkeeping Services</MCC_Desc>
<MCC_Pad>0.0000</MCC_Pad>
<Merch_ID_DE42>testMerchanrt</Merch_ID_DE42>
<Merch_Name_DE43>Visa Test GB</Merch_Name_DE43>
<Note />
<POS_Data_DE22>9010</POS_Data_DE22>
<POS_Data_DE61 />
<POS_Termnl_DE41>A0000001</POS_Termnl_DE41>
<POS_Time_DE12>082943</POS_Time_DE12>
<Proc_Code>000000</Proc_Code>
<Resp_Code_DE39>00</Resp_Code_DE39>
<Ret_Ref_No_DE37>119008935414</Ret_Ref_No_DE37>
<Settle_Amt>20.0000</Settle_Amt>
<Settle_Ccy>826</Settle_Ccy>
<Status_Code>00</Status_Code>
<Token>100467819</Token>
<Trans_link>210709935414323232</Trans_link>
<Txn_Amt>20.0000</Txn_Amt>
<Txn_CCy>826</Txn_CCy>
<Txn_Ctry>GBR</Txn_Ctry>
<Txn_Desc>Visa Test GB</Txn_Desc>
<Txn_GPS_Date>2021-07-09 08:29:44.750</Txn_GPS_Date>
<TXn_ID>6151096705</TXn_ID>
<Txn_Stat_Code>A</Txn_Stat_Code>
<TXN_Time_DE07>0709072943</TXN_Time_DE07>
<Txn_Type>A</Txn_Type>
<Additional_Data_DE48>09F5F4F4F7F5F4F7F7F5</Additional_Data_DE48>
<Authorised_by_GPS>N</Authorised_by_GPS>
<AVS_Result />
<CU_Group />
<InstCode>PMT</InstCode>
<MTID>0100</MTID>
<ProductID>588</ProductID>
<Record_Data_DE120 />
<SubBIN>44622180</SubBIN>
<TLogIDOrg>0</TLogIDOrg>
<VL_Group>JISHNU10</VL_Group>
<Dom_Fee_Fixed>10.0000</Dom_Fee_Fixed>
<Non_Dom_Fee_Fixed>0.0000</Non_Dom_Fee_Fixed>
<Fx_Fee_Fixed>0.0000</Fx_Fee_Fixed>
<Other_Fee_Amt>0.0000</Other_Fee_Amt>
<Fx_Fee_Rate>0.0000</Fx_Fee_Rate>
<Dom_Fee_Rate>0.5000</Dom_Fee_Rate>
<Non_Dom_Fee_Rate>0.0000</Non_Dom_Fee_Rate>
<Additional_Data_DE124 />
<CVV2 />
<Expiry_Date />
<PAN_Sequence_Number />
<PIN />
<PIN_Enc_Algorithm />
<PIN_Format />
<PIN_Key_Index />
<SendingAttemptCount>1</SendingAttemptCount>
<source_bank_ctry />
<source_bank_account_format />
<source_bank_account />
<dest_bank_ctry />
<dest_bank_account_format />
<dest_bank_account />
<GPS_POS_Capability>00010000000001000000000100010011000000000000300CM</GPS_POS_Capability>
<GPS_POS_Data>51210003000001x000</GPS_POS_Data>
<Acquirer_Reference_Data_031 />
<Response_Source />
<Response_Source_Why>0</Response_Source_Why>
<Message_Source />
<Message_Why>5</Message_Why>
<traceid_lifecycle>VIS1-20191231-000000000937589</traceid_lifecycle>
<PaymentToken_id>0</PaymentToken_id>
<PaymentToken_creator />
<PaymentToken_expdate />
<PaymentToken_type />
<PaymentToken_status />
<PaymentToken_creatorStatus />
<PaymentToken_wallet />
<PaymentToken_deviceType />
<PaymentToken_lang />
<PaymentToken_deviceTelNum />
<PaymentToken_deviceIp />
<PaymentToken_deviceId />
<PaymentToken_deviceName />
<PaymentToken_activationCode />
<PaymentToken_activationExpiry />
<PaymentToken_activationMethodData />
<PaymentToken_activationMethod>0</PaymentToken_activationMethod>
<ICC_System_Related_Data_DE55 />
<Merch_Name>Visa Test</Merch_Name>
<Merch_Street />
<Merch_City />
<Merch_Region />
<Merch_Postcode />
<Merch_Country>GBR</Merch_Country>
<Merch_Tel />
<Merch_URL />
<Merch_Name_Other />
<Merch_Net_id />
<Merch_Tax_id>0</Merch_Tax_id>
<Merch_Contact />
<auth_type>0</auth_type>
<Matching_Txn_ID>0</Matching_Txn_ID>
<Reason_ID>0</Reason_ID>
<Dispute_Condition />
<Network_Chargeback_Reference_Id />
<Acquirer_Forwarder_ID>987654</Acquirer_Forwarder_ID>
<Currency_Code_Fee />
<Currency_Code_Fee_Settlement />
<Interchange_Amount_Fee />
<Interchange_Amount_Fee_Settlement />
<Clearing_Process_Date />
<Settlement_Date />
<DCC_Indicator>0</DCC_Indicator>
<multi_part_txn>0</multi_part_txn>
<multi_part_txn_final>0</multi_part_txn_final>
<multi_part_number />
<multi_part_count />
<SettlementIndicator />
<Network_TxnAmt_To_BillAmt_Rate>2000000:6</Network_TxnAmt_To_BillAmt_Rate>
<Network_TxnAmt_To_BaseAmt_Rate />
<Network_BaseAmt_To_BillAmt_Rate />
<POS_Date_DE13>20210709</POS_Date_DE13>
<Traceid_Message>VIS1-20191231-000000000937589</Traceid_Message>
<Traceid_Original>VIS1-00000000-00000000010</Traceid_Original>
<Network_Currency_Conversion_Date />
<Mastercard_AdviceReasonCode_DE60 />
<Network_Original_Data_Elements_DE90>000100000000010000000001000100110000000000</Network_Original_Data_Elements_DE90>
<Visa_ResponseInfo_DE44>1</Visa_ResponseInfo_DE44>
<Visa_STIP_Reason_Code>9035</Visa_STIP_Reason_Code>
<Network_Issuer_Settle_ID />
<Network_Replacement_Amounts_DE95>000000000400000000000000000000000000000000</Network_Replacement_Amounts_DE95>
<Visa_POS_Data_DE60>5100060005</Visa_POS_Data_DE60>
<Network_Transaction_ID>0000000000937589</Network_Transaction_ID>
<Misc_TLV_Data>V1250300030012100000000010</Misc_TLV_Data>
<Acquirer_Country>GBR</Acquirer_Country>
<Network_Fraud_Data>999</Network_Fraud_Data>
<SenderData>0104Adam0703ROM080511A56V10205</SenderData>
<ReceiverData>0310John Smith</ReceiverData>
<AuthenticationCurrency />
<AuthenticationAmountUpper />
<AuthenticationMerchantHash />
<FxProviderCardholderRate />
</GetTransaction>
</s:Body>
</s:Envelope>Authorisation Response
Below is an example of HTTP response to the above Authorisation request message.
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<?xml version="1.0" encoding="utf-8"?>
<soap:Envelope xmlns:soap="http://schemas.xmlsoap.org/soap/envelope/" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xsd="http://www.w3.org/2001/XMLSchema">
<soap:Body>
<GetTransactionResponse xmlns="http://tempuri.org/">
<GetTransactionResult>
<Responsestatus>00</Responsestatus>
<CurBalance>0</CurBalance>
<AvlBalance>100</AvlBalance>
<Acknowledgement>1</Acknowledgement>
<LoadAmount>50</LoadAmount>
<Bill_Amt_Approved>0</Bill_Amt_Approved>
<Update_Balance>1</Update_Balance>
<New_Balance_Sequence_Exthost>200</New_Balance_Sequence_Exthost>
<CVV2_Result>400</CVV2_Result>
<CurBalance_GPS_STIP>0</CurBalance_GPS_STIP>
<AvlBalance_GPS_STIP>100</AvlBalance_GPS_STIP>
</GetTransactionResult>
</GetTransactionResponse>
</soap:Body>
</soap:Envelope>3.4.2 Authorisation Request (Auth Advice)
Below is an example of the HTTP POST body data for a Visa authorisation advice.
Some key elements of this request are:
-
The
MTIDvalue is 0120 and theTxn_Typeis J, indicating that this is Authorisation Advice matched to an Authorisation Request. -
This type of message is for EHI Mode 3 (Full Service Processing).
-
The
Message_Sourcevalue is set to VISA-STIP, indicating that Visa Stand-In processing
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<s:Envelope xmlns:s="http://schemas.xmlsoap.org/soap/envelope/">
<s:Body>
<GetTransaction xmlns="http://tempuri.org/">
<Acquirer_id_DE32>06323232</Acquirer_id_DE32>
<ActBal>500.0000</ActBal>
<Additional_Amt_DE54 />
<Amt_Tran_Fee_DE28 />
<Auth_Code_DE38 />
<Avl_Bal>161.0000</Avl_Bal>
<Bill_Amt>20.0000</Bill_Amt>
<Bill_Ccy>826</Bill_Ccy>
<BlkAmt>-339.0000</BlkAmt>
<Cust_Ref />
<FX_Pad>0.0000</FX_Pad>
<Fee_Fixed>0.0000</Fee_Fixed>
<Fee_Rate>0.0000</Fee_Rate>
<LoadSRC />
<LoadType />
<MCC_Code>8931</MCC_Code>
<MCC_Desc />
<MCC_Pad>0.0000</MCC_Pad>
<Merch_ID_DE42>testMerchanrt </Merch_ID_DE42>
<Merch_Name_DE43>Visa Test GB</Merch_Name_DE43>
<Note />
<POS_Data_DE22>9010</POS_Data_DE22>
<POS_Data_DE61 />
<POS_Termnl_DE41>A0000001</POS_Termnl_DE41>
<POS_Time_DE12>142152</POS_Time_DE12>
<Proc_Code>000000</Proc_Code>
<Resp_Code_DE39 />
<Ret_Ref_No_DE37>119314935418</Ret_Ref_No_DE37>
<Settle_Amt>0.0000</Settle_Amt>
<Settle_Ccy />
<Status_Code>00</Status_Code>
<Token>100467819</Token>
<Trans_link>210712935418323232</Trans_link>
<Txn_Amt>20.0000</Txn_Amt>
<Txn_CCy>826</Txn_CCy>
<Txn_Ctry>GBR</Txn_Ctry>
<Txn_Desc>Visa Test GB</Txn_Desc>
<Txn_GPS_Date>2021-07-12 14:21:54.567</Txn_GPS_Date>
<TXn_ID>6151102219</TXn_ID>
<Txn_Stat_Code>A</Txn_Stat_Code>
<TXN_Time_DE07>0712132152</TXN_Time_DE07>
<Txn_Type>J</Txn_Type>
<Additional_Data_DE48>09F5F4F4F7F5F4F7F7F5</Additional_Data_DE48>
<Authorised_by_GPS>N</Authorised_by_GPS>
<AVS_Result />
<CU_Group />
<InstCode>PMT</InstCode>
<MTID>0120</MTID>
<ProductID>588</ProductID>
<Record_Data_DE120 />
<SubBIN>44622180</SubBIN>
<TLogIDOrg>0</TLogIDOrg>
<VL_Group />
<Dom_Fee_Fixed>0.0000</Dom_Fee_Fixed>
<Non_Dom_Fee_Fixed>0.0000</Non_Dom_Fee_Fixed>
<Fx_Fee_Fixed>0.0000</Fx_Fee_Fixed>
<Other_Fee_Amt>0.0000</Other_Fee_Amt>
<Fx_Fee_Rate>0.0000</Fx_Fee_Rate>
<Dom_Fee_Rate>0.0000</Dom_Fee_Rate>
<Non_Dom_Fee_Rate>0.0000</Non_Dom_Fee_Rate>
<Additional_Data_DE124 />
<CVV2 />
<Expiry_Date />
<PAN_Sequence_Number>000</PAN_Sequence_Number>
<PIN />
<PIN_Enc_Algorithm />
<PIN_Format />
<PIN_Key_Index />
<SendingAttemptCount>1</SendingAttemptCount>
<source_bank_ctry />
<source_bank_account_format />
<source_bank_account />
<dest_bank_ctry />
<dest_bank_account_format />
<dest_bank_account />
<GPS_POS_Capability>00010000000001000000000100010011000000000000300CM</GPS_POS_Capability>
<GPS_POS_Data>51210003000001x000</GPS_POS_Data>
<Acquirer_Reference_Data_031 />
<Response_Source>VISA-STIP </Response_Source>
<Response_Source_Why>5</Response_Source_Why>
<Message_Source>VISA-STIP </Message_Source>
<Message_Why>5</Message_Why>
<traceid_lifecycle>VIS1-20191231-000000000937593</traceid_lifecycle>
<PaymentToken_id>0</PaymentToken_id>
<PaymentToken_creator />
<PaymentToken_expdate />
<PaymentToken_type />
<PaymentToken_status />
<PaymentToken_creatorStatus />
<PaymentToken_wallet />
<PaymentToken_deviceType />
<PaymentToken_lang />
<PaymentToken_deviceTelNum />
<PaymentToken_deviceIp />
<PaymentToken_deviceId />
<PaymentToken_deviceName />
<PaymentToken_activationCode />
<PaymentToken_activationExpiry />
<PaymentToken_activationMethodData />
<PaymentToken_activationMethod>0</PaymentToken_activationMethod>
<ICC_System_Related_Data_DE55 />
<Merch_Name>Visa Test</Merch_Name>
<Merch_Street />
<Merch_City />
<Merch_Region />
<Merch_Postcode />
<Merch_Country>GBR</Merch_Country>
<Merch_Tel />
<Merch_URL />
<Merch_Name_Other />
<Merch_Net_id />
<Merch_Tax_id>0</Merch_Tax_id>
<Merch_Contact />
<auth_type>0</auth_type>
<Matching_Txn_ID>0</Matching_Txn_ID>
<Reason_ID>0</Reason_ID>
<Dispute_Condition />
<Network_Chargeback_Reference_Id />
<Acquirer_Forwarder_ID>987654</Acquirer_Forwarder_ID>
<Currency_Code_Fee />
<Currency_Code_Fee_Settlement />
<Interchange_Amount_Fee />
<Interchange_Amount_Fee_Settlement />
<Clearing_Process_Date />
<Settlement_Date />
<DCC_Indicator>0</DCC_Indicator>
<multi_part_txn>0</multi_part_txn>
<multi_part_txn_final>0</multi_part_txn_final>
<multi_part_number />
<multi_part_count />
<SettlementIndicator />
<Network_TxnAmt_To_BillAmt_Rate>2000000:6</Network_TxnAmt_To_BillAmt_Rate>
<Network_TxnAmt_To_BaseAmt_Rate />
<Network_BaseAmt_To_BillAmt_Rate />
<POS_Date_DE13>20210712</POS_Date_DE13>
<Traceid_Message>VIS1-20191231-000000000937593</Traceid_Message>
<Traceid_Original>VIS1-00000000-00000000010</Traceid_Original>
<Network_Currency_Conversion_Date />
<Mastercard_AdviceReasonCode_DE60 />
<Network_Original_Data_Elements_DE90>000100000000010000000001000100110000000000</Network_Original_Data_Elements_DE90>
<Visa_ResponseInfo_DE44>1</Visa_ResponseInfo_DE44>
<Visa_STIP_Reason_Code>9035</Visa_STIP_Reason_Code>
<Network_Issuer_Settle_ID />
<Network_Replacement_Amounts_DE95>000000000400000000000000000000000000000000</Network_Replacement_Amounts_DE95>
<Visa_POS_Data_DE60>5100060005</Visa_POS_Data_DE60>
<Network_Transaction_ID>0000000000937593</Network_Transaction_ID>
<Misc_TLV_Data>V1250300030012100000000010</Misc_TLV_Data>
<Acquirer_Country>GBP</Acquirer_Country>
<Network_Fraud_Data>999</Network_Fraud_Data>
<SenderData>0104Adam0703ROM080511A56V10205</SenderData>
<ReceiverData>0310John Smith</ReceiverData>
<AuthenticationCurrency />
<AuthenticationAmountUpper />
<AuthenticationMerchantHash />
<FxProviderCardholderRate />
</GetTransaction>
</s:Body>
</s:Envelope>
Authorisation Response (Auth Advice Response)
Below is an example of HTTP response to the above Authorisation advice message.
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<?xml version="1.0" encoding="utf-8"?>
<soap:Envelope xmlns:soap="http://schemas.xmlsoap.org/soap/envelope/" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xsd="http://www.w3.org/2001/XMLSchema">
<soap:Body>
<GetTransactionResponse xmlns="http://tempuri.org/">
<GetTransactionResult>
<Responsestatus>00</Responsestatus>
<CurBalance>0</CurBalance>
<AvlBalance>100</AvlBalance>
<Acknowledgement>1</Acknowledgement>
<LoadAmount>50</LoadAmount>
<Bill_Amt_Approved>0</Bill_Amt_Approved>
<Update_Balance>1</Update_Balance>
<New_Balance_Sequence_Exthost>200</New_Balance_Sequence_Exthost>
<CVV2_Result>400</CVV2_Result>
<CurBalance_GPS_STIP>0</CurBalance_GPS_STIP>
<AvlBalance_GPS_STIP>100</AvlBalance_GPS_STIP>
</GetTransactionResult>
</GetTransactionResponse>
</soap:Body>
</soap:Envelope>
3.4.3 Authorisation Request (Payment Token Activation)
Below is an example of the HTTP POST body data for an authorisation request for a payment token activation.
Some key elements of this request are:
-
The
PaymentTokenActivationMethodvalue is set to 1, meaning the method used to activate the payment token is SMS to Mobile. -
The
PaymentTokenTypevalue is set to SE, meaning that the type of payment token is a Secure Element PAN. -
The
PaymentTokenWalletvalue is set to APPLE, meaning that the eWallet payment token belongs is an Apple Pay Wallet.
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<s:Envelope xmlns:s="http://schemas.xmlsoap.org/soap/envelope/">
<s:Body>
<GetTransaction xmlns="http://tempuri.org/">
<Acquirer_id_DE32>06001234</Acquirer_id_DE32>
<ActBal>0.0000</ActBal>
<Additional_Amt_DE54 />
<Amt_Tran_Fee_DE28 />
<Auth_Code_DE38>189206</Auth_Code_DE38>
<Avl_Bal>0.0000</Avl_Bal>
<Bill_Amt>0.0000</Bill_Amt>
<Bill_Ccy>978</Bill_Ccy>
<BlkAmt>0.0000</BlkAmt>
<Cust_Ref>HM_the_Queen</Cust_Ref>
<FX_Pad>0.0000</FX_Pad>
<Fee_Fixed>0.0000</Fee_Fixed>
<Fee_Rate>0.0000</Fee_Rate>
<LoadSRC />
<LoadType />
<MCC_Code>6012</MCC_Code>
<MCC_Desc>Financial Institutions</MCC_Desc>
<MCC_Pad>0.0000</MCC_Pad>
<Merch_ID_DE42>400425000000001</Merch_ID_DE42>
<Merch_Name_DE43> Visa Tokenisation System Foster City US </Merch_Name_DE43>
<Note />
<POS_Data_DE22>010</POS_Data_DE22>
<POS_Data_DE61>102510900010084063368</POS_Data_DE61>
<POS_Termnl_DE41 />
<POS_Time_DE12 />
<Proc_Code>340000</Proc_Code>
<Resp_Code_DE39>00</Resp_Code_DE39>
<Ret_Ref_No_DE37 />
<Settle_Amt>0.0000</Settle_Amt>
<Settle_Ccy>978</Settle_Ccy>
<Status_Code>00</Status_Code>
<Token>499040929</Token>
<Trans_link>180228044470015611</Trans_link>
<Txn_Amt>0.0000</Txn_Amt>
<Txn_CCy>840</Txn_CCy>
<Txn_Ctry>USA</Txn_Ctry>
<Txn_Desc>Visa Provisioning Service GB</Txn_Desc>
<Txn_GPS_Date>2021-03-18 15:08:14.650</Txn_GPS_Date>
<TXn_ID>1250779057</TXn_ID>
<Txn_Stat_Code>A</Txn_Stat_Code>
<TXN_Time_DE07>0318150814</TXN_Time_DE07>
<Txn_Type>A</Txn_Type>
<Additional_Data_DE48>038T230221260310333200101C061150110030273</Additional_Data_DE48>
<Authorised_by_GPS>N</Authorised_by_GPS>
<AVS_Result />
<CU_Group>PMT-CU-001</CU_Group>
<InstCode>PMT</InstCode>
<MTID>0100</MTID>
<ProductID>93305</ProductID>
<Record_Data_DE120 />
<SubBIN>51000028</SubBIN>
<TLogIDOrg>0</TLogIDOrg>
<VL_Group>TST-VL-001</VL_Group>
<Dom_Fee_Fixed>0.0000</Dom_Fee_Fixed>
<Non_Dom_Fee_Fixed>0.0000</Non_Dom_Fee_Fixed>
<Fx_Fee_Fixed>0.0000</Fx_Fee_Fixed>
<Other_Fee_Amt>0.0000</Other_Fee_Amt>
<Fx_Fee_Rate>0.0000</Fx_Fee_Rate>
<Dom_Fee_Rate>0.0000</Dom_Fee_Rate>
<Non_Dom_Fee_Rate>0.0000</Non_Dom_Fee_Rate>
<Additional_Data_DE124>048ACD0000172680392393806 18022813441#########3456</Additional_Data_DE124>
<CVV2 />
<Expiry_Date />
<PAN_Sequence_Number />
<PIN>0</PIN>
<PIN_Enc_Algorithm />
<PIN_Format />
<PIN_Key_Index />
<SendingAttemptCount>0</SendingAttemptCount>
<source_bank_ctry />
<source_bank_account_format />
<source_bank_account />
<dest_bank_ctry />
<dest_bank_account_format />
<dest_bank_account />
<GPS_POS_Capability>0000000000000000000000000000000000100000000990010</GPS_POS_Capability>
<GPS_POS_Data>9908000800000Nx000</GPS_POS_Data>
<Acquirer_Reference_Data_031 />
<Response_Source />
<Response_Source_Why>71</Response_Source_Why>
<Message_Source />
<Message_Why>0</Message_Why>
<traceid_lifecycle>VIS1-20210318-381077544887139</traceid_lifecycle>
<Balance_Sequence>0</Balance_Sequence>
<Balance_Sequence_Exthost>0</Balance_Sequence_Exthost>
<PaymentToken_id>12365432</PaymentToken_id>
<PaymentToken_creator>VISA-T</PaymentToken_creator>
<PaymentToken_expdate />
<PaymentToken_type>SE</PaymentToken_type>
<PaymentToken_status>00</PaymentToken_status>
<PaymentToken_creatorStatus />
<PaymentToken_wallet>APPLE</PaymentToken_wallet>
<PaymentToken_deviceType>W</PaymentToken_deviceType>
<PaymentToken_lang />
<PaymentToken_deviceTelNum>447912345678</PaymentToken_deviceTelNum>
<PaymentToken_deviceIp>192.0.0.8</PaymentToken_deviceIp>
<PaymentToken_deviceId>01234B234C1230011230054848300695D86E17C703548A4A</PaymentToken_deviceId>
<PaymentToken_deviceName>Test Apple Wa</PaymentToken_deviceName>
<PaymentToken_activationCode>393805</PaymentToken_activationCode>
<PaymentToken_activationExpiry>2021-03-18 15:08:14.650</PaymentToken_activationExpiry>
<PaymentToken_activationMethod>1</PaymentToken_activationMethod>
<PaymentToken_activationMethodData>+447912345678</PaymentToken_activationMethodData>
<ICC_System_Related_Data_DE55 />
<Merch_Name>Visa</Merch_Name>
<Merch_Street />
<Merch_City>Test</Merch_City>
<Merch_Region>GB</Merch_Region>
<Merch_Postcode>63368</Merch_Postcode>
<Merch_Country>USA</Merch_Country>
<Merch_Tel />
<Merch_URL />
<Merch_Name_Other />
<Merch_Net_id />
<Merch_Tax_id />
<Merch_Contact />
<auth_type>F</auth_type>
<auth_expdate_utc>>2021-03-18 15:08:14.650</auth_expdate_utc>
<Matching_Txn_ID />
<Reason_ID />
<Dispute_Condition />
<Network_Chargeback_Reference_Id />
<Acquirer_Forwarder_ID>000403750</Acquirer_Forwarder_ID>
<Currency_Code_Fee />
<Currency_Code_Fee_Settlement />
<Interchange_Amount_Fee />
<Interchange_Amount_Fee_Settlement />
<Clearing_Process_Date />
<Settlement_Date />
<DCC_Indicator>0</DCC_Indicator>
<multi_part_txn />
<multi_part_txn_final />
<multi_part_number />
<multi_part_count />
<SettlementIndicator />
<Traceid_Message>VIS1-20191231-000000000937589</Traceid_Message>
<Traceid_Original />
<Network_Transaction_ID />
<POS_Date_DE13>20210318</POS_Date_DE13>
<Network_Currency_Conversion_Date>2021-03-18</Network_Currency_Conversion_Date>
<Network_TxnAmt_To_BillAmt_Rate>9229970:7</Network_TxnAmt_To_BillAmt_Rate>
<Network_TxnAmt_To_BaseAmt_Rate />
<Network_BaseAmt_To_BillAmt_Rate />
<Network_Original_Data_Elements_DE90 />
<Network_Replacement_Amounts_DE95 />
<Network_Issuer_Settle_ID />
<Visa_ResponseInfo_DE44 />
<Visa_POS_Data_DE60 />
<Visa_STIP_Reason_Code />
<Mastercard_AdviceReasonCode_DE60 />
<Misc_TLV_Data />
<Acquirer_Country>GBP</Acquirer_Country>
<PaymentToken_PanSource>2</PaymentToken_PanSource>
<Network_Fraud_Data>999</Network_Fraud_Data>
<SenderData>0104Adam0703ROM080511A56V10205</SenderData>
<ReceiverData>0310John Smith</ReceiverData>
<AuthenticationCurrency />
<AuthenticationAmountUpper />
<AuthenticationMerchantHash />
<FxProviderCardholderRate />
</GetTransaction>
</s:Body>
</s:Envelope>