About this Guide
This guide provides information on the processing of transactions under the Second Payment Services Directive (PSD2) Strong Customer Authentication (SCA) regulations.
Target Audience
Technical team(s) responsible for implementing processing of cards within their card program.
What's Changed?
If you want to find out what's changed since the previous release, see the Document History section.
How to use this Guide
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To find out about the rules relating to PSD2 SCA, see PSD2 Strong Customer Authentication.
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To understand the end-to-end transaction flow and Thredd checks related to PSD2, see PSD2 Transaction Checks.
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For details of the PSD2 exemption checks run by Thredd, see PSD2 Rules and Exemption Checks.
Related Documents
Refer to the table below for a list of other relevant documents that should be used together with this guide.
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Document |
Description |
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Describes the Thredd External Host Interface (EHI) and provides specifications on how to process and respond to messages received from EHI. |
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Describes the structure and contents of the Thredd Transaction XML reports. |
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Describes the Thredd 3D Secure Apata service and how to implement a 3D Secure project. |
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Describes the Thredd 3D Secure Cardinal service and how to implement a 3D Secure project. |
For the latest Thredd technical documentation, see the Documentation Portal.
External Documents
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Document |
Description |
|---|---|
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www.eba.europa.eu: Final Report on Draft RTS on SCA and CSC under PSD2 |
European Banking Authority (EBA) Final Report Draft Regulatory Technical Standards on Strong Customer Authentication and common and secure communication under Article 98 of Directive 2015/2366 (PSD2). EBA/RTS/2017/02; 23 February 2017 |