Appendix D: Visa Tokenisation Messages

The scenarios below describe how you can determine the end of the tokenisation flow on Visa.

When you get a message with payment token status of A, this means the token is active and ready to do transactions and should be the last message in the flow.

Scenario 1: Online Merchant Token Request – Green flow

Look for this information in the following EHI fields to identify the message flow and when you need to send a notification to your cardholder of successful provisioning.

Message Order	PaymentToken _Type	ProcCode	Resp_Code _DE39	PaymentToken _creatorStatus	Message _Why	Comments
1	BW or CF	330000 (TAR)	00	(omitted)	71	Approve
2	BW or CF	360000 (TEN)	00	A	71	Indicates end of Green flow. Do not notify cardholder1 These are used by e-commerce merchants who tokenise PANs for storage (e.g. Netflix) and the cardholder is not necessarily present so would be confused by a message confirming tokenisation and likely to consider it fraudulent. .

Scenario 2: Mobile Wallet Token Requests with Green flow

For a mobile wallet: Look for this information in the following EHI fields to identify the message flow and what you need to do.

Message Order	PaymentToken _Type	ProcCode	Resp_Code _DE39	PaymentToken _creatorStatus	Message _Why	Comments
1	SE or CL	330000 (TAR)	00	(omitted)	71	Approve
2	SE or CL	360000 (TEN)	00	A	71
3	SE or CL	350000 (TCN)	00	A	72	Last message in flow. Cardholder notification of successful provisioning can be sent here.

Scenario 3: Mobile Wallet Token Requests Yellow flow with successful authentication

Message Order	PaymentToken _Type	ProcCode	Resp_Code _DE39	PaymentToken _creatorStatus	Message _Why	Comments
1	SE or CL	330000 (TAR)	85	(omitted)	71	Approve with authentication
2	SE or CL	360000 (TEN)	00	I	71	Token Event Notification
3	SE or CL	340000 (ACN)	00	I	0	Activation Code Network Message. Contains the OTP to verify the cardholder.
4	SE or CL	350000 (TCN)	00	I	72	In yellow flow – do not send messages using the TCN.
5	SE or CL	360000 (TEN)	00	A	73/74/75	Last message in flow. Cardholder notification of successful provisioning can be sent here.

Scenario 4: Mobile Wallet Token Requests with Yellow flow with unsuccessful authentication

Message Order	PaymentToken _Type	ProcCode	Resp_Code _DE39	PaymentToken _creatorStatus	Message _Why	Comments
1	SE or CL	330000 (TAR)	85	(omitted)	71	Approve with authentication
2	SE or CL	360000 (TEN)	00	I	71	Token Event Notification
3	SE or CL	340000 (ACN)	00	I	0	Activation Code Network Message. Contains the OTP to verify the cardholder.
4	SE or CL	350000 (TCN)	00	I	72	In yellow flow – do not send messages using the TCN.
5	SE or CL	360000 (TEN)	00 or 06	I	53/54/55	Last message in flow. No notification of tokenisation completion as authentication was unsuccessful.