4.8 Non-Clearing Report Example
Below is an example of a Non-Clearing Report. For a description of the XML schema, see Non-Clearing Report XML Schema
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<?xml version="1.0" encoding="utf-8"?>
<Transactions xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xsd="http://www.w3.org/2001/XMLSchema">
<CardAuthorisation>
<RecType>ADV</RecType>
<Auth_type>0</Auth_type>
<AuthId>6150002642</AuthId>
<AuthTxnID>0</AuthTxnID>
<LocalDate>20220910191808</LocalDate>
<LocalDateUTC />
<SettlementDate>20220910</SettlementDate>
<Card PAN="9999999999999995" MaskedPAN="999999******9995" product="MCRD" MVC="N" programid="ALGUKD"
productid="1748" branchcode="" />
<Account no="" type="01" />
<TxnCode direction="debit" Type="pos" Group="pos" ProcCode="000000" Partial="NA" FeeWaivedOff="0" />
<TxnAmt value="834.83" currency="826" />
<CashbackAmt value="0.00" currency="826" />
<BillAmt value="834.83" currency="826" rate="0.000000" clientfxrate="0.00000000" />
<ApprCode />
<Trace auditno="684023" origauditno="684023" Retrefno="" />
<MerchCode />
<Term code="" location="" street="" city="" country="GB" inputcapability="0" authcapability="12" />
<Schema>MCRD</Schema>
<Txn cardholderpresent="9" cardpresent="9" cardinputmethod="0" cardauthmethod="8" cardauthentity="8" />
<MsgSource value="67" domesticMaestro="no" />
<PaddingAmt value="0.00" currency="826" />
<Rate_Fee value="5.87" />
<Fixed_Fee value="14.27" />
<CommissionAmt value="20.14" currency="826" />
<Classification MCC="" />
<Response approved="yes" actioncode="0" responsecode="" additionaldesc="Payment made" />
<OrigTxnAmt value="834.83" currency="826" />
<ReversalReason />
<PaymentToken id="5326" creator="MC-MDES" expdate="2025-12-01" type="C" status="00" creatorstatus="A"
wallet="ANDROID" devicetype="U" lang="" activationexpiry="2011-11-11 11:11:00" activationmethod="1" />
</CardAuthorisation>
<CardOnlineFinancial>
<RecType>ADV</RecType>
<Auth_type>0</Auth_type>
<OnlineFinId>3762559204</OnlineFinId>
<OnlineFinTxnId>0</OnlineFinTxnId>
<LocalDate>20200110000400</LocalDate>
<LocalDateUTC />
<SettlementDate>20200110</SettlementDate>
<SchemeSettlementDate />
<SchemeReconciliationDate />
<CycleNumber>1</CycleNumber>
<Card PAN="7593112748461123" MaskedPAN="759311******1123" product="VISA" MVC="Y" programid="567"
productid="5687" branchcode="" />
<Account no="311274846" type="02" />
<TxnCode direction="debit" Type="pos" Group="pos" ProcCode="000000" Partial="NA" FeeWaivedOff="0" />
<TxnAmt value="10.00" currency="826" />
<CashbackAmt value="0.00" currency="826" />
<BillAmt value="10.00" currency="826" rate="0.000000" clientfxrate="0.00000000" />
<SettlementAmt value="10.00" currency="826" rate="1.000000" />
<OrigTxnAmt value="10.00" currency="826" />
<Additional_Amt_DE54 />
<ApprCode />
<Trace auditno="862644" origauditno="862644" Retrefno="" />
<MerchCode />
<Term code="" location="" street="" city="" country="GB" inputcapability="0" authcapability="12" />
<Schema>VISA</Schema>
<Txn cardholderpresent="9" cardpresent="9" cardinputmethod="0" cardauthmethod="8" cardauthentity="8" />
<MsgSource value="54" domesticMaestro="no" />
<Rate_Fee value="0.00" />
<Fixed_Fee value="2.00" />
<CommissionAmt value="2.00" currency="826" />
<Classification MCC="" />
<Response approved="yes" actioncode="0" responsecode="" additionaldesc=" The Local Bank London GB" />
<ReversalReason />
<PaymentToken id="" creator="" expdate="" type="" status="" creatorstatus="" wallet="" devicetype="" lang=""
activationexpiry="" activationmethod="" />
<FIID />
<SettlementIndicator />
<BSA />
</CardOnlineFinancial>
<CardFee>
<CardFeeId>13961469923</CardFeeId>
<LocalDate>20240213033057</LocalDate>
<SettlementDate>20240213</SettlementDate>
<Card PAN="1132466665781123" MaskedPAN="113246******1123" "product="MCRD" programid="ONEUKA"
productid="4368" branchcode="00000000" />
<Account no="246666578" type="01" />
<TxId>13961469923</TxId>
<FeeClass interchangeTransaction="no" type="1" code="1000" />
<LoadUnloadId>0</LoadUnloadId>
<Desc>CCB ATM A5600225 DOLNA BANYA BGR</Desc>
<FeeAmt value="0.50" currency="826" direction="debit" />
<Amt value="0.50" currency="826" direction="debit" />
<ReasonCode />
</CardFee>
<CardLoadUnload>
<RecordType>LOAD</RecordType>
<LoadUnloadId>13964492698</LoadUnloadId>
<LocalDate>20240213172407</LocalDate>
<SettlementDate>20240213</SettlementDate>
<Card PAN="5792883020134123" MaskedPAN="579288******4123" product="MCRD" programid="POCKIT05"
productid="1463" branchcode="00000000" />
<Account no="288301830" type="01" />
<MerchCode />
<Amount value="5.05" currency="826" direction="credit" />
<Desc>Load from primary card: 5792883018303844</Desc>
<Load Source="79" Type="0" FixedFee="0.00" Rate_Fee="0.00" />
</CardLoadUnload>
<CardBalAdjust>
<LocalDate>20240213010242</LocalDate>
<AdjustId>13961012925</AdjustId>
<SettlementDate>20240213</SettlementDate>
<Card PAN="5271278671128123" MaskedPAN="527127******8123" product="MCRD" programid="POCKIT01"
productid="1297" branchcode="00000000" />
<Account no="127867112" type="01" />
<Amount value="1.99" currency="826" direction="debit" />
<MerchCode />
<Desc>Monthly fee for 02-2024_ReferenceToDisplay=Pockit Standard</Desc>
<AdjustType>Actual</AdjustType>
</CardBalAdjust>
<CardEvent>
<Card PAN="5793048251657123" MaskedPAN="579304******7123""productid="1463" />
<Event Type="Activation" Source="2" ActivationDate="20240213161108" StatCode="" OldStatCode=""
Date="20240213161108" transactionid="" />
</CardEvent>
<ApprovedAgencyBanking>
<CashType>RCP</CashType>
<BankingId>13962099212</BankingId>
<SettlementDate>20240213</SettlementDate>
<Card PAN="1132466669224123" MaskedPAN="113246******4123" product="MCRD" programid="ONEUKA"
productid="4368" branchcode="" />
<AgencyAccount no="246666922" type="01" sortcode="040083" bankacc="02548356" name="Emilia Ionita" />
<External sortcode="401000" bankacc="94771656" name="COICEA M" />
<CashCode direction="credit" CashType="fpy" CashGroup="rcp" />
<Desc> </Desc>
<CashAmt value="60.00" currency="826" />
<Fee value="1.25" currency="826" direction="credit" />
<BillAmt value="60.00" currency="826" rate="0" />
</ApprovedAgencyBanking>
<AgencyBankingFee>
<BankingFeeId>902400</BankingFeeId>
<SettlementDate>20200101</SettlementDate>
<Card PAN="8063993043846328" MaskedPAN="806399******6328" product="MCRD" programid="GPS"
productid="9916" branchcode="" />
<AgencyAccount no="399304384" type="01" sortcode="" bankacc="" name="N/A" />
<AbId>2300456354</AbId>
<Desc>Unloading bank transaction 109807 from suspense account. Suspense transaction ID 2300456353</Desc>
<Amt value="1.25" currency="826" direction="debit" />
</AgencyBankingFee>
</Transactions>