Document History

1.3

16/06/2025

Added descriptions on creating, editing, and publishing draft risk profiles. Included descriptions on backtesting. See Creating a draft risk profile and Backtesting risk profiles.

16/04/2025

Correction to the Thredd.Notifier.Receiver URL for use in the UAT Environment. See Authorising Thredd IP Addresses.

11/02/2025

Added notes to clarify the effect of passing an empty space as a value in specific fields in the 3D Secure Configuration (Apata) (Ws_ApataCardLevelConfigurations) web service. See Using the Card Configuration API.

11/02/2025

Added references to Thredd Portal, our new web application for managing your cards and transactions.

03/02/2025

Added a new web service, (Ws_GetApataCardLevelConfigurations) to be used to retrieve the card level configuration for Apata. See Using the Get Card Level Configuration API.

03/01/2025

Added a Note on 3D-Secure unenrolment in the General FAQs. Clarified explanations of enrolment and unenrolment (see Enroling your Cards in 3D-Secure).

13/08/2024

Corrections to sample examples in Initiating a Biometric Session and Cancelling an authentication sections.

26/06/2024

Updated the company address.

1.2

 24/04/2024

Corrected name of heading to describe HTTP response in Using the Delegated SMS API.

04/04/2024

Added descriptions of client-managed OTP SMS authentication. This includes:

• An update to the Authentication method section.

• A new sub-section in Cardholder Authentication Flows.

• Changes to steps in a 3D-Secure Project.

• A new section on using the Delegated SMS API.

• A new page on the Delegate OTP Message fields.

1.1

21/03/2024

Updates to content and graphics to align with taxonomy updates on our Documentation Portal.

13/03/2024

Updates to endpoint URLs and examples in Using the Biometric/In-App Authentication APIs. Updates to a field name in the Delegate SCAValidation Message Fields.

22/02/2024

Corrections to diagrams. These include:

• Figure 3: 3D Secure Authentication Process – Using 3D Secure and Biometrics or Out of Band (OOB).

• Figure 7: OTP SMS Challenge Screen Customisation

• Figure 11: 3D Secure Authentication Screens - for Biometric
  

21/02/2023

Added details of how to add, update or delete card level configurations for Apata, such as the language of the Apata Challenge screens and the Challenge Profile to use. See Using the Card Configuration API.

16/02/2024

Removed information on report settings. Updated description on adding reports to email in Analytics.

08/02/2024

Included updated descriptions on Knowledge Based Authentication in Cardholder Authentication Flows, added the Production API endpoints to Authorising Thredd IP Addresses, updated reference details in Appendix 6: Biometric OOB Fields.

08/01/2024

Correction to Figure 1: Flowchart of Parties involved 3D Secure.

05/01/2024

Added Biometric endpoint content on Apata. This includes updates in the following areas:

• Summary of steps for Biometric and OOB in Completing Your 3DS Product Setup Form.

• Step-by-step instructions on using the APIs in Using the Biometric/In-App Authentication APIs.

• Reference information in Appendix 6: Biometric OOB Fields.

• IP address information in Authorising Thredd IP Addresses.

1.0

23/11/2023

Updates to the description of the fields in the Product Setup Form (PSF), added sections describing new features on the Apata Portal, plus other corrections.